Insurance Short Rate CalculatorPremium Refund Calculator

Calculate insurance short rate refunds for early policy cancellation. Supports Aviva, Wawanesa, Desjardins, and Economical with accurate premium refund calculations.

Instant CalculationAccurate RefundsOfficial Rate Tables

Accurate Calculations

Based on official short rate tables from major Canadian insurance companies.

Multiple Insurers

Supports Aviva, Wawanesa, Desjardins, Economical and other major insurance providers.

Detailed Breakdown

Get complete refund breakdown with copy-to-clipboard functionality.

Calculate Your Short Rate Refund

Enter your policy details below to calculate the accurate short rate refund amount.

Calculation Details

Tips:

  • • Enter the policy premium and cancellation date
  • • The result shows earned and return premium
  • • Calculations based on short rate tables
Insurance Company

Different companies may use different short rate tables

Annual Premium

Enter the full annual premium amount before cancellation

$
Policy Dates

Select the policy start date and cancellation date

Calculation Results

Calculation results will appear here

Enter values and click "Calculate" to see your short rate refund

5.0 out of 5

"Extremely accurate calculations. This tool matches exactly what our insurance company provides."

- Insurance Agent