Skip to content
BrokerTool.ai
Request a demo
AI-Native Brokerage Management · Built to CSIO Standards

One platform for the whole brokerage.

CSIO eDocs that arrive filed and readable, AI review before a submission leaves the office, and an assistant that keeps the judgment calls with your brokers.

Request a demoSee the platform

The file, end to end

  • UNDERWRITING: 76 rules, checked before a human opens the file.
  • POLICY: A policy record that keeps its own history.
  • PREMIUM: Premium and billing documents, filed to the policy.
  • ENDORSEMENT: OPCF forms filled from the file.
  • CLAIM: Claim correspondence lands where it belongs.
  • RENEWAL: Renewal documents route themselves to the policy.
  • CLIENT: One client record, shared by every workflow.
  • QUOTE: Third-party quotes read into structured coverage.
76
Validation rules per file
20+
Document types read by AI
5
eDocs segments supported
HUMAN
Who binds the policy
Why Now

The industry's standard systems predate modern AI.

Most Canadian brokerages run on management systems designed decades before AI could read a policy document. BrokerTool.ai is built the other way around — AI in the data model from day one, not a chatbot bolted onto a legacy screen.

CSIO Standards

Built on the standard the industry already agreed on.

Canada's property & casualty industry defined how carriers and brokerages exchange data. We build to that agreement instead of around it.

“A Toronto-based technology company that develops AI-powered software to modernize how insurance organizations operate.”

— CSIO member announcement, July 2026

CSIO delivered its official test batch to our certification mailbox — 42 sample eDocs spanning current and legacy document codes. Every one was retrieved, decoded, described, and filed end to end. Nothing landed in the unmatched queue. Formal certification is in progress.

One Spine

Six stations. One flight plan.

Every file moves along the same spine — from first contact to a confirmed policy — with an append-only audit trail behind every step.

  1. 01
    Intake

    Client and account created once, never re-keyed.

  2. 02
    Quote

    Third-party quote PDFs imported and structured.

  3. 03
    Application

    OAF1 pre-filled from the file, checked before it leaves.

  4. 04
    Sign

    Built-in e-signature. Executed forms file themselves.

  5. 05
    Bind

    A licensed broker binds. By design, never AI.

    HUMAN-ONLY
  6. 06
    Confirm

    Carrier eDocs flow back and stamp the record.

Platform

Eight capability areas. One system.

Designed as one platform rather than eight tools that email each other.

AI in-house underwriting

Every document in a file read and cross-checked against 76 validation rules before a human opens it. AI reads; deterministic rules decide.

An assistant with a job description

Fixed playbooks, not open-ended chat — being built to prepare cancellations and endorsements for signature. Regulated actions stay with a licensed human.

Policy & client lifecycle

Clients, policies, renewals, and claims in one record — an append-only activity log behind every change.

E-signature, built in

Envelopes, audit certificates, and public verification — proven as a standalone product before it became a module.

Client portal

Clients see their policies and documents, get notified when carrier documents land, and start service requests that route to their broker.

Communications & marketing

Policy events routed as the right message, logged for audit. Campaigns to the book without exporting a spreadsheet.

Broker workflow engine

Defined states with an owner and a deadline. The compliance trail is a by-product of doing the work.

Back office

Commission tracking, statement reconciliation, and a payroll ledger built to CRA requirements.

Proven in Production

These capabilities did not start on a whiteboard.

Five of them already run as separate production systems — each earned its place against real files, real deadlines, and real regulatory obligations.

AI document review & underwriting rules
20+ document types extracted, 76 rules enforced, daily
IN PRODUCTION
Broker workflow & compliance records
Task states, approvals, and audit trails for a full brokerage team
IN PRODUCTION
Client notifications & campaigns
Policy-event mail with send-once guarantees, at book scale
IN PRODUCTION
E-signature — Easy-Sign
Standalone platform serving businesses across Canada · easy-sign.ca
IN PRODUCTION
Payroll & HR ledger
Immutable pay records and leave tracking, built to CRA requirements
IN PRODUCTION
Where This Is Heading

A platform that grows along your client's life.

The same client who insures a car also signs contracts, files taxes, and buys a home. Signatures, tax, and marketing are already in the family — the brokerage platform is where they converge. Brokerages have signed on, waiting on the system we are building for them.

AI handles the paperwork — brokers make the decisions. Every automation leaves the judgment call with a licensed human, because the goal was never to replace brokers. It was to give them their week back.

Get Started

Running a brokerage?

Tell us where your team loses its week — we'll show you what we're building to get it back.

Request a demo